A/HRC/10/7 page 3 CONTENTS Paragraphs Introduction ................................................................................................... Page 1-4 4 I. THE CURRENT HOUSING, FINANCIAL AND ECONOMIC CRISIS ........................................................................... 5 - 18 4 II. PREVALENT ECONOMIC AND HOUSING POLICIES AND APPROACHES AND THEIR IMPACT ON THE RIGHT TO ADEQUATE HOUSING ..................................................................... 19 - 73 9 A. The redefinition of the State’s role .............................................. 23 - 30 10 B. Structural adjustments ................................................................. 31 - 34 12 C. Homeownership as the sole objective and the impact on other housing options .................................................................. 35 - 42 13 D. Commodification of housing ....................................................... 43 - 50 15 E. Financing homeownership ........................................................... 51 - 54 17 F. Titling for land and housing ........................................................ 55 - 59 18 G. Discrimination in access to housing ............................................ 60 - 66 19 H. Security of tenure, evictions and homelessness .......................... 67 -73 21 III. CONCLUSIONS AND RECOMMENDATIONS .............................. 74 - 91 23