Date Type 13/01/2016 JAL Case No Country Mandate(s) USA 21/2015 Business United States of enterprises; America Extreme poverty; Somalia; Terrorism; Summary of the allegation transmitted Reply Allegations concerning the negative impact of termination of accounts of Somali money transfer operators (MTOs) by commercial banks in the United States on the human rights of Somali-Americans and people living in Somalia who are dependent on remittances from the United States. According to the information received, the implementation and enforcement of domestic and international antimoney laundering and counter-terrorism (AML/CFT) legislation and regulations resulted in increasing and widespread closure of bank accounts of Somali MTOs in the United States. There are concerns that the closing of bank accounts of Somali MTOs and the accompanying reduction in the level of remittances to Somalia may have a direct and significant impact on the enjoyment of a wide range of human rights of Somali-Americans as well as people living in Somalia, including the rights to equality, culture, food, education, health and life. Related communications were sent to the Governments of Australia, Somalia and the Kingdom of Great Britain and Northern Ireland on 13 January 2016, see above, case nos. AUS 9/2015, SOM 2/2015 and GBR 5/2015. A/HRC/32/53 49