A/HRC/10/7 page 25 90. States should adopt internal and international measures to control speculation in housing and mortgages. They should, in particular, protect the housing rights of the population by putting in place monitoring mechanisms aimed at regulating the activities of private companies - prohibiting predatory lending, mobbing, discriminatory credit practices, etc. - that result in the denial of the right to adequate housing. 91. Economic hardship risks causing a wave of disinvestment in housing, yet it is crucial both for social and economic reasons, that massive investment in housing take place instead. States must react as promptly and efficiently as they did to intervene in the international financial system to address the housing crisis worldwide, so as to implement their obligation to protect the right to adequate housing for all. -----