A/HRC/10/7 page 23 III. CONCLUSIONS AND RECOMMENDATIONS 74. The Special Rapporteur fears, in view of the preceding information and analysis, that the financial crisis will continue to cause many internal and international economic and financial problems, including additional bankruptcies and impact on the housing sectors affected by the financial investment industries. 75. The Special Rapporteur believes that the current crisis represents also an opportunity for reflection and to consider how to improve housing systems, policies and programmes so as to ensure adequate housing for all. She hopes that the Human Rights Council will consider the issues raised in the present report. 76. Further consideration of the distinction between property rights and the right to adequate housing, which encompass common and separate features, may prove useful in helping the Council consider how enjoyment of the right to adequate housing could be further improved. 77. The challenges posed by the crisis - and the range of issues raised in this report - will require further analysis and the Special Rapporteur will continue to monitor the situation. However, she would like to offer some preliminary recommendations for the consideration of the Human Rights Council. 78. All actors involved in the housing sector should fully recognize the multiple dimensions of housing, which is much more than a mere financial asset and has great implications for the individual, the community and society as a whole. 79. The right to adequate housing should be fully integrated into all policies, projects and activities concerning housing, in particular those designed by public authorities. All public and private actors involved in housing need to acknowledge the right to adequate housing and take it into account in their work. 80. States must ensure coherence in decision-making - both nationally and internationally, and at all levels and for all relevant public agencies and actors. State activities should aim to improve the enjoyment of human rights and adequate housing. For instance, decisions taken by the Human Rights Council on adequate housing should be acknowledged, coordinated with and supported by those adopted at UN-Habitat or by international financial institutions. 81. State action should reflect acknowledgement that the value of housing is not only linked to the personal investment of a household but also depends on a large number of external factors, including public investments in infrastructure, the basic services connected to it, and the environment, community, and security housing is associated with, ensuring society has both a role to play and a legitimate stake in the value of housing, which requires appropriate regulation.